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OpenSky® Secured Visa ® Credit Card
CREDIT NEEDED
Bad Credit
No Credit
  • New feature! Earn up to 10% cash back on everyday purchases
  • No credit check to apply. Zero credit risk to apply!
  • Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
  • Get free monthly access to your FICO score in our mobile application
  • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and Transunion
  • Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
  • Fund your card with a low $200 refundable security deposit to get a $200 credit line
  • Apply in less than 5 minutes with our mobile first application
  • Choose the due date that fits your schedule with flexible payment dates
  • Fund your security deposit over 60 days with the option to make partial payments
  • Over 1.4 Million  Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
     
Intro APR
N/A
Intro Period
N/A
Regular APR
25.14% variable
Annual Fee
$35
Balance Transfer
N/A
Credit Needed
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First Progress Platinum Select MasterCard® Secured Credit Card
CREDIT NEEDED
Fair Credit
Bad Credit
Get a First Progress Select Card and Earn 1% Cash Back Rewards!
 
  • Choose the First Progress Select Card for a lower annual fee!
  • All credit types welcome to apply!
  • Secure your credit line with your refundable security deposit – choose from $200- $2,000 - with the ability to increase up to $5,000 over time! 
  • Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹
  • Secured Cards are a great way to start establishing credit for people with low/no credit scores¹
  • Get a fresh start! A discharged bankruptcy in your credit file will not cause you to be declined
  • Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards!
  • ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

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Deposit Options: Debit card funding. 

New!First Latitude Assent Mastercard® Secured Credit Card
CREDIT NEEDED
Fair Credit
Bad Credit
No Credit

Choose the First Latitude Assent Card and enjoy $0 Annual Fee!

  • Secure your credit line with your refundable security deposit – choose from $200- $2,000. With the ability to increase up to $5,000 over time!
  • Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.
  • Designed to push you forward on your credit building journey with $0 Annual Fee.
  • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion. ¹
  • All credit types welcome to apply!
  • Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards!
  • ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Deposit Options: Debit card funding.

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OpenSky® Plus Secured Visa® Credit Card
CREDIT NEEDED
Fair Credit
Good Credit
Bad Credit
No Credit
  • New feature! Earn up to 10% cash back on everyday purchases
  • No annual fee
  • No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply!
  • Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
  • Monitor your credit progress with free access to your FICO Credit Score.
  • Reports to all 3 major credit bureaus monthly to establish and build credit history.
  • Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
  • Secure your credit line with a refundable security deposit - as low as $300.
  • Easy application, apply in less than 5 minutes right from your mobile device
  • Offers flexible payment due dates which allow you to choose any available due date that fits your payment schedule
  • Now you can make smaller partial payments towards funding your security deposit over 60 days
  • Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
Intro APR
N/A
Intro Period
N/A
Regular APR
29.49% (V)
Annual Fee
None
Balance Transfer
N/A
Credit Needed
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New!First Latitude Elite Mastercard® Secured Credit Card 
CREDIT NEEDED
Fair Credit
Bad Credit
No Credit

Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.

  • Choose our First Latitude Elite Card for a lower annual APR!
  • Apply now and fund your security deposit over 90 days with the option to make partial payments.
  • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion.¹
  • No minimum credit score required for approval!
  • Secure your credit line with a refundable security deposit - as low as $200 to get started!
  • ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
  • *See Important Disclosures for complete offer details

Deposit Options: Debit card funding.

Disclosure:

images.totalcardinc.com/documents/disclosures/FirstLatitude/Important_Disclosures_Elite.pdf

First Progress Platinum Prestige MasterCard® Secured Credit Card
CREDIT NEEDED
Fair Credit
Bad Credit

Earn 1% Cash Back Rewards with First Progress Prestige!

  • All credit types welcome to apply!
  • Apply now and fund your security deposit over 90 days with the option to make partial payments.
  • You Can’t Rebuild credit with a Debit Card. Try First Progress Today! ¹
  • Secured Cards are a great way to start establishing credit for people with low/no credit scores.¹
  • Get a fresh start! A discharged bankruptcy in your credit file will not cause you to be declined.
  • Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards!
  • ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Deposit Options: debit card funding. 

Click for Disclosure